Loan Options

Loan Options

UTELFCU prides ourselves on saving members money and our personalized service.  Whatever your borrowing needs are, our friendly dedicated team is available to discuss individual loan options and repayment plans, and answer all of your lending questions.

UTELFCU offers a wide variety of loan products.  Our staff will assist you with your borrowing needs.  Our rates are competitive,  we offer optional payment protection through CUNA Mutual Group for qualified applicants, plus the added convenience of automatic payments each month from your UTELFCU account and it’s a win-win!!

From vehicle loans to personal loans, Visa® credit cards to Home Equity Lines of Credit and Mortgages*, allow the staff of UTELFCU help you with your financing needs!  Complete the Loan Application below and bring it to the credit union, fax it to us at (315) 793-8296, or mail it directly to the credit union.  The Credit Union may run loan specials from time to time.  Visit “below the fold” on our home page for loan specials and other items of interest going on at YOUR credit union!

*Please note that our Home Equity Line of Credit, Mortgage and Visa applications are available at the credit union.

Loan Rates
Loan Application

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Utica District Telephone Employees Federal Credit Union

Utica District Telephone Employees Federal Credit Union provides a complete range of financial services to employees of Verizon, Spectrum and Northland Communications and their families.

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Routing Number

#221376924

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Get In Touch

2812 Genesee Street
Utica, NY 13502

Office Hours: M-F: 8am-4pm
Phone: (315) 724-5133
Toll Free: (844) 470-9880
Fax: (315) 793-8296

NMLS ID

#439936

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