Loan Rates

UTELFCU Rates

New Vehicle – Auto, Motorcycle, Boat*

TERMS/REPAYMENT PERIOD (MONTHS)

Grade243648607284
P2.25%2.25%2.25%2.50%2.75%3.00%
A2.50%2.50%2.50%2.75%3.00%3.25%
B3.50%3.50%3.50%3.75%4.00%4.25%
C5.00%5.00%5.00%5.25%5.50%5.75%
D7.00%7.00%7.00%7.50%8.00%8.50%
E8.00%8.00%8.00%8.50%9.00%9.50%

Used Vehicle – Auto, Motorcycle, Boat*

TERMS/REPAYMENT PERIOD (MONTHS)

Grade243648607284
P2.50%2.50%2.50%2.75%3.00%n/a
A2.75%2.75%2.75%3.00%3.25%n/a
B3.75%3.75%3.75%4.00%4.25%n/a
C5.50%5.50%5.50%5.75%6.00%n/a
D7.50%7.50%7.50%8.00%8.50%n/a
E8.50%8.50%8.50%9.00%9.50%n/a

 

Unsecured (Includes Home Improvement)*

TERMS/REPAYMENT PERIOD (MONTHS)

Grade122436486072
P8.00%8.25%8.50%8.75%9.00%n/a
A8.50%8.75%9.00%9.25%9.50%n/a
B9.00%9.25%9.50%9.75%10.00%n/a
C11.00%11.25%11.50%11.75%12.00%n/a
D12.50%12.75%13.00%13.25%13.50%n/a
E14.00%14.25%14.50%14.75%15.00%n/a

 

Share Secured (100%)*

TERMS/REPAYMENT PERIOD (MONTHS)

Grade122436486072
P4.00%4.25%4.50%4.75%5.00%5.25%
A4.50%4.75%5.00%5.25%5.50%5.75%
B5.50%5.75%6.00%6.25%6.50%6.75%
C7.00%7.00%7.00%7.00%7.00%7.00%
D7.00%7.00%7.00%7.00%7.00%7.00%
E7.00%7.00%7.00%7.00%7.00%7.00%

 

RV’s, Motorhomes, Campers & Trailers (Subtract .50% for Mobile Homes)*

TERMS/REPAYMENT PERIOD (MONTHS)

Grade4860728496120144
P5.00%5.25%5.50%5.75%6.00%6.50%7.00%
A5.25%5.50%5.75%6.00%6.25%6.75%7.25%
B5.75%6.00%6.25%6.50%6.75%7.25%7.75%
C6.25%6.75%7.00%7.25%7.50%8.00%8.50%

 

Other RV, Snowmobile, Jetski, Dirtbike, ATV, Equipment, Etc.*

TERMS/REPAYMENT PERIOD (MONTHS)

Grade12-2425-60
P4.00%5.00%
A4.25%5.25%
B5.25%6.25%
C6.75%7.75%
D8.75%9.75%
E10.00%11.00%

*Rates quoted with “As low as”

*Rates subject to change without notice

*Rate matching available with proper documentation

*.25% discount given with refinance from another institution

*Rates indicated hold for up to an additional six months beyond the term indicated

*84 month term leans restricted to certain luxury vehicles and classics based on expected life, resale value and credit union discretion of other underwriting considerations

 

OwnersChoice Funding

Today’s Featured Rates

Utica District Telephone Employees Federal Credit Union

Utica District Telephone Employees Federal Credit Union provides a complete range of financial services to employees of Verizon and Spectrum Cable, Northland Communications and their families.

Routing Number

#221376924

Contact

Get In Touch

2812 Genesee Street
Utica, NY 13502

Office Hours: M-F: 8am-4pm
Phone: (315) 724-5133
Toll Free: (844) 470-9880
Fax: (315) 793-8296

NMLS ID

#439936

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