GAP

Guaranteed Asset Protection (GAP)

Essential protection for your vehicle loan – and your finances.

Protect your vehicle loan – purchase GAP today!

If your vehicle is deemed a total loss due to an accident or theft, your insurance might not cover your vehicle loan, leaving you with unexpected expenses.  But we can help.  Our Guaranteed Asset Protection program may reduce or eliminate the gap between what your vehicle insurance will cover and what you still owe on your loan.

Essential financial protection on your vehicle loan that helps you drive with confidence.  Talk to UTELFCU today about how we can help protect you from sudden out-of-pocket expenses with Guaranteed Asset Protection.

Your purchase of MEMBERS CHOICE™  Guaranteed Asset Protection (GAP) is optional and will not affect your loan application for credit or the terms of any credit agreement you have with us.  Certain eligilility requirements, conditions, and exclusions may apply.  You will receive the contract before you are required to pay for GAP.  You should carefully read the contract for a full explanation of the terms.  If you choose GAP, adding the GAP fee to your loan amount will increase the cost of GAP.  You may cancel GAP at any time.  If you cancel GAP within 90 days you will receive a full refund of any fee paid.

GAP-3415626.1-0121-0423 CUNA Mutual Group ©2021, All Rights Reserved.

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Utica District Telephone Employees Federal Credit Union

Utica District Telephone Employees Federal Credit Union provides a complete range of financial services to employees of Verizon, Spectrum and Northland Communications and their families.

Routing Number

#221376924

Contact

Get In Touch

2812 Genesee Street
Utica, NY 13502

Office Hours: M-F: 8am-4pm
Phone: (315) 724-5133
Toll Free: (844) 470-9880
Fax: (315) 793-8296

NMLS ID

#439936

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