Shopping for an auto loan? Get pre-approved before going to the dealer! With the convenience of payroll deduction and optional payment protection insurance through Members Choice, UTELFCU is your exclusive home-town financial institution!
New Vehicles up to 48 mos. 3.99% APR*
New Vehicles over 48 mos. 4.25% APR*
Used Vehicles 4.50% APR*
*Annual Percentage Rate. All loans subject to approval.
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Home Equity Loans!
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Deposits insured up to $250,000 by NCUA, a U.S. Government Agency
KANSAS CITY Mo Billy Buckner threw five shutout innings in his Angels debut and Hank Conger and Josh Hamilton each homered in a 70 victory over the Kansas City Royals on Saturday at Kauffman Stadium extending the Angels winning streak to
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LONDON AP Arjen Robben scored in the 89th minute to give Bayern Munich a 21 win over German rival Borussia Dortmund in the Champions League final Saturday ending four years of frustration for his team in Europes biggest tournament Robben
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CONCORD NC Standing on pit road Denny Hamlin closed his eyes and listened One at a time he heard cars screaming into Charlotte Motor Speedways Turn 1 He focused on when each driver rolled off the gas or whether they suddenly lifted then
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CONCORD NC NASCAR Chairman Brian France is committed to improving the ontrack product BOOGITY BOOGITY BOOGITY NASCAR returns to FOX at Charlotte Motor Speedway on Sunday The green flag drops at 6 pm ET with coverage on FOX
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Golf is a sport full of landscapes deliberately designed to catch its top players unawares Sneaky sand traps water hazards and stands of trees are all put in place with the aim of forcing an error But Sergio Garca has blundered into far more hazardous terrain
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INDIANAPOLIS With his massive size and even more massive contract Roy Hibbert almost feels a responsibility to serve as bouncer for the Indiana Pacers If that requires him to interrupt an interview with a throng of reporters to make sure that his locker
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LONDON ENGLAND ROAD ENDS HERE Watch the best action shots from the Champions League final in Wembley Bayern Munich beat rival Borussia Dortmund 21 on Saturday in the Champions League final ending four years of frustration for the team
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Mike Magee is officially coming home The Fire on Saturday confirmed reports that theyve acquired Magee a 28yearold Chicagoarea native and the Los Angeles Galaxys scoring leader In exchange the Galaxy get the rights to midfielder Robbie Rogers
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INDIANAPOLIS He broke Kobe Bryants nose in an AllStar Game He shoved and threw down Rajon Rondo dislocating the Boston guards shoulder He ran over thenIndiana guard Darren Collison like a freight train as Collison tried to go to the basket
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INDIANAPOLISDario Franchitti says he doesnt look at the numbers or concern himself with where he stacks up on the list of alltime greats If he did the fourtime IndyCar champion would see he is in very heady company Currently tied with Sebastien
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Follow along for todays afternoon tilt between the Tigers and the Twins at Comerica Park Friday night the Tigers beat the Twins 60 on the strength of Anibal Sanchezs onehitter The Tigers pitcher was two outs away from his second career nohitter and
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CONCORD NC One of the quirky giveaways for the CocaCola 600 involves Pillow Pets Hey everybody quotIts a pillow its a pet its a Pillow Petquot It had an immediate unintended comedic effect in the media center These cozy creature comforts may come
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While the Spurs hit the road with a 20 series lead the Grizzlies hope to build on their Game 2 effort and deliver a win on their home court Share on Facebook middot Tweet post middot Comments The Western Conference Finals head to Tennessee as the Grizzlies
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MILWAUKEE Brewers closer Jim Henderson will be examined by doctors Saturday regarding the right hamstring strain he suffered in Fridays victory against the Pirates quotI dont know if its a 15day disabled list stint I dont know if itll be a few days
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First lets get the obvious out of the way The LA Galaxy had to give up some quality today Mike Magee is a good player Hes got a knack for timely goals six in his last 10 playoff games Hes obviously got a good understanding with LAs other attackers and
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Cain vs Bigfoot 2 Tonight the rematch is on as UFC Heavyweight champion Cain Velasquez defends his title against Antonio quotBigfootquot SIlva Main image courtesy of Sherdog Also on the card former Heavyweight champion Junior Dos Santos returns in a
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MIAMI The NBA is reviewing Miami Heat guard Dwyane Wades elbow to Indiana Pacers guard Lance Stephensons head a person familiar with the review told USA TODAY Sports under the condition of anonymity The person requested anonymity
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Marco Andretti is hoping to break the Indy 500 curse that has haunted his family for decades Jamie SquireGetty Images INDIANAPOLIS He ran alone through the infield at Indianapolis Motor Speedway jogging past fans attending a practice session last
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CONCORD NC Sprint Cup drivers spent two hours tuning their cars Saturday for 600 miles on Sunday and the same cars that were fast at the start of the day also were the fastest at the end Kasey Kahne the defending race winner and Kurt Busch were
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Curtis Granderson was added to the 15day disabled list by the New York Yankees on Friday Matt SlocumAP ST PETERSBURG Fla AP The New York Yankees have put outfielder Curtis Granderson on the 15day disabled list with a broken knuckle on
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The San Antonio Spurs take their 20 series lead against the Memphis Grizzlies on the road as they try to push the Grizzlies to the brink of elimination Saturday After a tight Game 2 that went to overtime set up in part by Tony Allens flopping with 26 seconds
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Rangers center Brad Richards who saw just 810 of ice time in Game 3 was a healthy scratch for Game 4 Getty Images NEW YORK Rangers head coach John Tortorella had a message for anyone who was questioning his decision to sit star Brad
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Takuma Sato of Japan removes his helmet following the final practice session for the Indianapolis 500 auto race at the Indianapolis Motor Speedway in Indianapolis Friday May 24 2013 AP PhotoDarron Cummings View Larger middot Indy 500 could be better
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Whta a chance And what a save Dortmund cut Bayern open with speed and precision before Blaszczykowski met a cross from the right only for Neuer to push the Poles eightyard snapshot behind for another corner Dortmund are dominant but can they get
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NASCAR CEO holds court on variety of topics including safety penalties and the Air Titan 5252013 brian france NASCAR CEO Brain France says many drivers supported his fine of Denny Hamlin for comments about the Gen 6 model Photo Sam Sharpe
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0525TonyParkertmz San Antonio Spurs star Tony Parker was denied a table at a Memphis restaurant last night but the restaurant said it has nothing to do with the fact his team is playing their Grizzlies in the NBA playoffs Parker was turned away from the
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Memphis Grizzlies Tony Allen holds his head after he was fouled by San Antonio Spurs Manu Ginobili during the second half in Game 2 of a Western Conference Finals NBA basketball playoff series Tuesday May 21 2013 in San Antonio AP PhotoEric
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PHOENIX AP The NHL has approved the sale of the Phoenix Coyotes to a group of Canadianled investors but the deal is contingent on reaching a lease agreement with the city of Glendale two people familiar with the situation told The Associated Press
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CONCORD NC If the first 100 days is a good measuring stick for firstterm presidents then its good enough for firstterm Sprint Cup champions All Hail to the Chief Brad Keselowski Or should that be Awww Hell Probably a little of both at this point
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Ryan McGee and Ricky Craven on the chance Bruton Smith moves the fall Charlotte race to Las Vegas Will Bruton Smith Move Charlotte Race To Las Vegas NEXT VIDEO video Will Bruton Smith Move Charlotte Race To Las Vegas Will Bruton Smith
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*** The Credit Union will be closed on Monday, May 27th in observance of Memorial Day***
Important--New Security Enhancement to Virtual Branch
On 06/20/13, we will upgrade Enhanced Authentication. Beginning on 06/20/13, the image that currently appears above the Security Code will no longer be displayed. After you log on, you will be prompted to re-enroll in Enhanced Authentication by selecting new security questions and a Security Phrase. After enrollment, when you logon, this phrase will display in the same place as the previous image. For addtitional details about the change, CLICK HERE
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Take action by contacting your legislators. Click here to voice your concern today!!!
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Do your Kids belong to the Telly the Turtle Club?
UTELFCU would like like our young members to know that there is a cool website by VISA called Practical Money Skills for Life. Click on the picture below to take you there, then click on the games tab. There you will find fun, age-specific games that will teach your children about money and the importance of saving!! Your kids and grandkids are our future...share the credit union opportunity with them!!
For each enrollment in e-Statements, you can stop into the office for your free UTELFCU coffee mug. e-Statment enrollment is quick and easy and can be done by logging into your home banking site (or clicking the image above) and clicking the e-Statement link. Not enrolled in Home Banking with Bill Payment? Sign up is easy! If you live a distance away and it is inconvenient for you to come in, let us know and we will deposit $5.00 to your share account instead! Questions? Call us for details 315/724-5133.
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VISA GIFT CARDS...ALWAYS A WELCOME GIFT!!!
UTELFCU is now offering VISA Gift Cards! Choose any amount between $10.00 and $1,000.00! Cards are $3.00 each and can be purchased right at the teller window. A great way to say "Happy Birthday", "Thank You" or "Job Well Done"!! Ask us for details on your next visit to UTELFCU!
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Private Student Loans® by Sallie Mae® is an ideal solution to help bridge that gap between federal loans and the cost of your education expenses.
The Utica District Telephone EFCU* Smart Option Student Loan
24/7 online account management
New interest rate type for Academic Year 2012-13. We now offer competitive fixed interest rates in addition to our low variable interest rates providing even more choice and flexibility.
Multiple in-school repayment options available
Borrower benefits available – like rewards and interest rate reductions
Rates that reward creditworthy borrowers
Applying with a creditworthy cosigner may help you qualify and/or receive a lower rate
Fast Online Application. Our easy-to-complete application takes about 15 minutes. It's quick and easy
Borrow up to 100% of school certified education costs (minimum $1,000)
Now you can pay for college the smart way with three great repayment options and competitive interest rates!
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Worried about Fraud and Identity Theft?
UTELFCU would like to remind you that we are in partnership with AlertMe, a credit-monitoring service designed to help members fight identity theft which is a growing problem that affects millions of Americans. AlertMe gives early warning of activity on your credit report. Since credit report activity can be a sign of possibile identity theft, early detection can help you catch problems quickly to minimize losses.
AlertMe monitors your Experian credit file daily. New accounts, credit cards over the credit limit, and address changes are just a few of the items AlertMe monitors. If an activity occurs, AlertMe will send you an email alerting you to the activity. You can log into the AlertMe website to read details about the activity and determine if it is suspicious. AlertMe will also send an email to remind you to order your annual free credit reports!
The AlertMe cost is $4.25 per month. Quarterly and annual plans are available at a reduced rate. To enroll or learn more, simply click on AlertMe on the left side of this webpage, the left side of the Virtual Branch login page or visit https://www.virtualbranchservices.com/alertme/login.jsp?rtn=22137692
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Paying too much for your prescriptions?
As a member of UTELFCU you are automatically eligible for a FREE prescription discount card.
RxSavingsPlus is now available to you to provide another way to make your prescription medications that are not covered by your insurance more affordable. Click on the banner above or stop in to our office to pick up your FREE discount card. Another benefit to your membership from UTELFCU.
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HOW TO PROTECT YOUR ACCOUNTS...AWARENESS IS THE KEY
We will NEVER tell you via phone, text, or email that your card has been de-activated and for you to call a phone number or link to a website to re-activate it. These scams are looking for you to enter your 16 digit card number, PIN and CVV2/CVC2 code on the back of the card.
EMAIL PHISHING is an email message that asks you to click on a link, which then takes you to a website and then asks you to enter your card information.
LAND LINE TELEPHONE “VISHING” Vishing, (Voice phISHING) is the voice counterpart to phishing. Rather than being directed by e-mail to a Web site, an e-mail message asks the user to make a telephone call. The call triggers a voice response system that asks for the user's card number or other personal or financial information. The initial bait can also be a telephone call with a recording that instructs the user to phone an 800 number or another area code within or outside of the United States. Because people are used to entering card numbers over the phone, this technique can be effective.
TEXT MESSAGE “SMISHING” Smishing (SMS phISHING) is the mobile phone counterpart to phishing. Rather than being directed by e-mail to a Web site, a text message is sent to the user's cell phone or other mobile device with some ploy to click on a link. The link causes a Trojan to be installed in the cell phone or other mobile device.
The Credit Union will NEVER ask you for personal information via text message, email or unsolicited phone calls. If you have any doubt about who is on the phone, call the Credit Union directly or the phone number on your credit or debit card. 24/7 toll-free numbers can also be found on your credit card statement. Never open an unsolicited email or text message. Monitor your accounts on a regular basis. If you have not signed up for online banking, now is a perfect time. Immediately report any suspicious activity or phishing attempts to us as soon as possible so we can alert the proper authorities.
24/7 online account management